Credit Analyst Asset LTV (Ref. 1506)
Credit Analyst Asset LTV (Ref. 1506)
Bank J. Safra Sarasin Ltd is a leading sustainable private bank, offering all the advantages of the Swiss banking environment together with dynamic and personalised advisory services focusing on opportunities in international financial markets. The Bank provides a high level of services and expertise when acting as investment advisor and asset manager for private and institutional clients. Financial strength, excellent client services and outstanding quality are therefore key elements of its corporate philosophy.
J. Safra Sarasin's most valuable capital is its employees. They are essential to the success of the organisation, now and in the future. Their technical expertise, professional qualifications and social skills are highly valued by the Group's clients, management and business partners. The success of J. Safra Sarasin depends on the enthusiasm and commitment of every one of its employees worldwide.
Division
Chief Operating Officer
Function/Position
Credit Analyst - Asset LTV (Ref. 1506)
Location
Geneva, CH
Function/Position
Providing LTV to Relationship Managers and other teams as per credit policies, working in cooperation with other credit teams analysing underlying Lombard assets, and formulating new LTV recommendations for lending rules and strategy.
Performing periodic controls and analyses on various asset classes
Taking initiatives to improve existing processes and models as well as build synergies across global credit teams.
Responsibilities
- Performing a thorough risk assessment of all underlying assets in Lombard transactions
- Monitoring and control of LTV levels/rules and help maintaining data quality in IT systems - Formulate new LTV rule proposal to the Credit Head and Credit Committee and participate in the review and update of the Bank's List of Lendable Assets
- Monitoring of market movements and news on asset classes and analysis of potential impact on Lombard Portfolio
- Maintenance and development of models and databases for the team
- Participate in "change" or IT projects / prepare specifications for IT implementation projects and perform testing
- Handling of large amount of data and providing accurate analysis/reports
- Maintain an on-going working relationship with other units of the Bank such as Trading, Products, Relationship Managers, Legal & Compliance Department
Profiles
- Master in economics, econometrics or finance (CFA,CAIA, FRM a plus)
- At least 3 years previous experience in the financial industry (credit/risk and Lombard assets analysis). Knowledge of Lombard collateral (shares, bonds, mutual funds and structured products)
- Strong analytical skills
- Proficient knowledge of MS Excel (VBA, SQL and other IT skills considered a plus)
- Team oriented, structured, committed, flexible and able to deliver under tight deadlines
- Excellent written and oral communication skills
- Fluency in English (French and/or German considered a plus) / Swiss or European passport, or existing Swiss work permit only